How Manulife Vitality works

The health and wellness program that rewards you!

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A whole new kind of insurance

How does Manulife Vitality work? It’s simple, really.

  1. Choose an insurance plan.
  2. Make healthy choices that earn Vitality Points™, which are awarded through the Manulife Vitality app or by recording your activities with a wearable device.
  3. All those Vitality Points can earn you valuable rewards like savings on your insurance costs, gift cards and discounts on popular brands. As you accumulate points you can also increase your Vitality Status™, which can level-up your rewards!

Manulife Vitality Plus vs. Manulife Vitality Go

As you can see, there are two types of each life insurance plan. 
That’s because there are two ways to experience the program: Manulife Vitality Plus and Manulife Vitality Go. Here’s how that works:

Manulife Vitality Plus

For just $6 per month,1 you can:

  • Get more value: Get rewards not available with Vitality Go™, and many rewards increase as your Vitality Status improves. 
  • Control your premiums: You start out with 10% off insurance costs in your first year,2 and as your status increases, you can earn even bigger discounts!
  • Earn a free Apple Watch: Choose an Apple Watch to record your activity and reduce your monthly payments to as low as $03 when you earn enough points each month.
  • Get personal support: Talk to an expert Vitality Personal Consultant to get all your answers about the membership experience. 
  • Win gift cards: Earn spins on the Vitality Wheel ™4 to win gift cards or points.

Health and dental option: If you choose Manulife Vitality with health and dental insurance, it’s very much the same as Vitality Plus™ – but you pay $5 per month and save up to 10% on insurance premiums. Plus, you get comprehensive healthcare benefits.

Manulife Vitality Go

You can access the features of Manulife Vitality Go at no cost when you buy one of our eligible insurance products.5 It provides valuable benefits right when you sign up, like discounts on Expedia™, Garmin, Fitbit, adidas® and WHOOP. Just like with Plus, you can win more rewards by spinning the Vitality Wheel4 when you achieve weekly targets.

Manulife Vitality how-to videos

Welcome to Manulife Vitality Stories, our series of fun how-to videos to help with everything from the app to Apple Watch.

Program overview

Follow Vivian as she learns about the program.

Download a transcript (PDF)

Points & rewards

Join Ed on his journey to earning Vitality Points and rewards.

Download a transcript (PDF)

Apple Watch

See how Jean – and you – can earn $0 Apple Watch payments.3

Download a transcript (PDF)

Mobile app

Find out how Matthew uses the Manulife Vitality app to optimize his experience.

Download a transcript (PDF)

Manulife Vitality options

You can enjoy Manulife Vitality with most of our insurance plans. If you want to know which plan is right for you, an advisor can help. Whatever your needs, there’s a Manulife plan that’s right for you and gives you valuable rewards!

  • Family Term
  • Family Term with Vitality Plus
  • Manulife UL 
  • Manulife UL with Vitality Plus
  • Manulife Par 
  • Manulife Par with with Vitality Plus
  • Flexcare® Health and Dental Insurance
  • FollowMe™ Health and Dental Insurance

Want all the juicy details on how Manulife Vitality works?

Download the client guide PDF

Already a member?

Frequently asked questions

Manulife Vitality is a program that comes with all eligible Manulife life and health and dental insurance plans.5 It rewards you with discounts and gift cards on popular brands for health and wellness activities you may already be doing.

There are many ways to earn Vitality Points, including:

  • Activities like running, walking, working out and playing a sport
  • Healthy sleep
  • Meditation
  • Vaccinations
  • Dental checkups
  • Athletic events
  • Completing your Vitality Health Review™

The more points you earn, the higher your Vitality Status level. If you’re a Manulife Vitality Plus member, higher status means increased rewards and insurance savings.2

When you earn enough points to reach your Weekly Target, you earn a spin of the Vitality Wheel, which gives you the chance to win more points or a gift card. And you can also win points by playing the monthly Vitality Squares™ game.