Group retirement savings plans and solutions

Savings plans

RRSP

Registered retirement savings plan (RRSP)

Help your plan members save for retirement

NRSP

Non-registered savings plan

Save beyond registered limits and for short term needs

TFSA

Group tax-free savings account (TFSA)

Help plan members save for their goals

DPSP

Deferred profit sharing plan (DPSP)

Invite plan members to participate in your company’s growth

FutureStep™ workplace savings plan

Simple, cost-effective plan for small and mid-size businesses

FutureStep™ is a group Registered Retirement Savings Plan (RRSP) with an optional Deferred Profit Sharing Plan (DPSP).

Learn more about futurestep™

Pension plans

DB RPP

Defined benefit registered pension plan (DB RPP)

Reward your plan members by contributing to their retirement income

DC RPP

Defined contribution registered pension plan (DC RPP)

A structured option to help plan members save for retirement

PRPP*

Pooled registered pension plan (PRPP)

A simple, affordable and quick-to-set-up for federally regulated employers and self-employed individuals.

*Available in all provinces outside of Quebec

Consolidated pension administration at Manulife

Combine your DB and DC plan administration

Administer your DB and DC Registered Pension Plans together—saving you time and money.

Learn more about this plan

Custom plans

VRSP

Voluntary retirement savings plan (VRSP)

A simplified Defined Contribution Pension Plan that is designed for small and medium-sized businesses.

The Manulife Personal Plan™

When a plan member leaves or retires from your company, we can make the transition smoother

Custom group retirement and savings plan

Design your workplace savings plan with Manulife’s complete range of solutions and services to meet your business and plan members’ needs.

For Quebec and Manitoba plan sponsors

Simplified pension/money purchase plan

Helps plan members grow their savings, often with lower investment management fees than individual accounts.

Learn more about SPP/SMPPP