Guaranteed Issue Life Insurance

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What is Manulife Guaranteed Issue Life?

Purchasing life insurance could be the most important step you take to protect your family’s future. The right amount of life insurance protection can provide your family with a future that is financially secure.

Manulife Guaranteed Issue Life can be a great alternative to other underwritten life insurance. It can meet a wide range of needs including:

  • Final expense and estate planning
  • Mortgage and debt protection
  • Income replacement
  • Children's education
  • Financial security for a family's future

More value with Manulife Vitality

We believe insurance is more than just financial protection. That's why you have access to Manulife Vitality GoTM at no additional cost when you buy a Manulife Guaranteed Issue Life policy.

You can earn Vitality PointsTM for healthy living and get discounts on popular brands, savings on a Garmin or Fitbit watch, and more. Visit Manulife.ca/Vitality to learn more.

Benefits

No medical exams or health questions

You can obtain coverage without providing any evidence of insurability.

Level premiums for life

Manage your budget and finances with the same guaranteed premium for the rest of your life.

Easy application process

The online application, completed with your advisor, makes the process simple and quick, with minimal wait time for your coverage to start.

Product details

  • For residents of Canada, aged 18 to 75.
  • If you are 18 to 70 years old, choose between $10,000 and $100,000 of total coverage.
  • If you are 71 to 75, choose between $10,000 and $50,000 of total coverage.
  • You may be able to obtain a cash advance on a portion of the death benefit if you’re diagnosed with a terminal illness after the policy starts.
  • Manulife Guaranteed Issue Life policies are subject to important limitations and exclusions within the first two years, talk to your advisor for more details.

Ready to buy?

If you’re ready to buy Manulife Guaranteed Issue Life, or if you have questions, speak to your advisor. If you don’t have an advisor, we can help you find one.