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Flexcare® provides cost-effective options
If you don’t have coverage through an employer, or an employer group plan doesn’t have the coverage levels you want, Flexcare is here for you. Flexcare Health and Dental Insurance puts you in control of your insurance plan. With seven plans to choose from, it’s as easy as choosing the dental and drug plan that best meets your needs and budget.
Benefits
Plan details
- Prescription drugs
- Dental services
- Combination of prescription drugs and dental service with vision care and extended health care coverage
| Flexcare Plans | Prescription Drugs | Dental | Vision Care | Extended Health Care |
|---|---|---|---|---|
| DrugPlus Basic | $5,000 | Not covered | $250/2 years | $250,000 Lifetime Maximum |
| DrugPlus Enhanced | $10,000 | Not covered | $250/2 years | $250,000 Lifetime Maximum |
| DentalPlus Basic | Not covered | Year 1: $575/year Year 2: $750/year |
$250/2 years | $250,000 Lifetime Maximum |
| DentalPlus Enhanced | Not covered | Year 1: $840/year Year 2: $920/year |
$250/2 years | $250,000 Lifetime Maximum |
| ComboPlus Starter | $525 | $400 | $150/2 years | $250,000 Lifetime Maximum |
| ComboPlus Basic | $5,000 | $750 | $250/2 years | $250,000 Lifetime Maximum |
| ComboPlus Enhanced | $10,000 | $920 | $250/2 years | $250,000 Lifetime Maximum |
Optional add-ons:
- Manulife Vitality
- Hospital
- Additional vision care
- Travel
- Accidental death and dismemberment
- Catastrophic
Stand-alone coverage:
- Hospital
- Catastrophic
Included in all plans*:
- TELUS Health Virtual Care1 – get 24/7 access to virtual healthcare anywhere in the world!
- TELUS LivingWell Companion™2 – Get live access to a trained operator for emergency assistance 24 hours a day, 7 days a week. Includes an optional fall detector.
- TELUS SmartHome Security2 – Home security and home monitoring from your smartphone.
*TELUS Health Virtual Care, TELUS LivingWell Companion and TELUS SmartHome Security are trademarks of TELUS Corporation, used by it and its affiliates under license.
1 The TELUS Health Virtual Care benefit is included at no cost for FlexCare members and available once the member has registered to submit claims online through Manulife's SecureServe portal. Manulife cannot guarantee the availability of this benefit indefinitely.
2 The TELUS LivingWell Companion and TELUS SmartHome Security are a combined benefit. You can select one of these two benefits for six months every three years. Manulife cannot guarantee the availability of this benefit indefinitely.
Live healthy, earn rewards and save money with Manulife Vitality!
Available on all Health & Dental plans, Manulife Vitality gives you insurance plus the opportunity to earn rewards and save on how much you pay—all while improving your health! You can earn points for choosing simple activities like eating well and exercising to completing health assessment online. The more engaged you are and the healthier your choices, the more points you can earn towards rewards!
You can save 5% on your first-year premiums AND up to 10% in following years when you select Manulife Vitality with your Flexcare Health & Dental insurance plan.
Need help?
Find more information, get questions answered, your claims submitted:
Want to talk through your options?
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Frequently asked questions
Individual health and dental insurance is ideal for costs not covered by your government health benefits plan, like prescription drugs, dental checkups and treatments, and vision care.
Coverage includes registered specialists and therapists (such as massage therapists, naturopath and chiropractic services), prescription drugs, dental services, homecare and nursing, prosthetic appliances and durable medical equipment, accidental dental, hearing aids, ambulance services.
Your plan also includes the following**:
- Akira by TELUS Health – 24/7 access to healthcare practitioners online, through the virtual healthcare app.
- TELUS LivingWell Companion™ – live access to a trained operator for emergency assistance 24 hours a day, 7 days a week. Includes an optional fall detector.
- TELUS SmartHome Security – Home security and home monitoring from your smartphone.
** The insurer cannot guarantee the availability of this benefit indefinitely.
No. With Flexcare there are guaranteed acceptance options available that would not require you to complete a medical questionnaire at the time of application.