Featured rates
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In a hurry? Here you will quickly find our current rate specials and most popular Manulife One and Manulife Bank Select rates. For a complete list of rates and compensation, view our current rates [login required].
Interest rates as at November 20, 2024
Interest rate versus interest cost
We advocate that the lowest rate does not always mean the lowest interest cost paid. By using Manulife One to build a flexible mortgage that's tailored to your clients' changing needs, they could save thousands in interest and be debt-free sooner. To assist you in these conversations, visit our marketing section. Check out this sample video and client education flyer we've developed to explain interest costs further.
Most popular terms and rates*
| Manulife One | Base rate | 5 year | 3 year |
|---|---|---|---|
| Preferred1 | 6.45% | 4.74% | 4.84% |
| Standard Uninsurable (Tailored Debt) | 6.45% | 4.84% | 4.89% |
| Manulife Bank Select | 3 year fixed | 5 year fixed | 5 year variable |
|---|---|---|---|
| Select Insured Purchases >80% | 4.49% | 4.44% | P-0.95% |
| Select Insured Lending Switch | 4.49% | 4.44% | P-0.95% |
| Select Conventional Insurable <65% | 4.89% | 4.49% | P-0.50% |
| Manulife Bank Prime Rate | 5.95% |
* All rates are current as at November 20th, 2024 and are subject to change without notice. We endeavour to make this information as accurate as possible, however, in the event a recent rate change, please view our full list of current rates [login required] and contact us if you encounter any discrepancies.
1 Preferred Pricing is built upon establishing the Manulife One as it was originally designed.