Shouldn't a mortgage make life easier?

Twenty-five years ago, we challenged traditional banking by creating an all-in-one mortgage, line of credit and bank account to help homeowners take control of their money. Manulife One helps provide Canadians the flexibility to adjust their mortgage payments up or down, be debt free sooner and easily tap into home equity.

Thanks to your support and understanding of how a flexible mortgage can help your clients reach their goals, Manulife One celebrates 25 years and stands apart in the banking landscape. 

A better way to mortgage

Through the years, homeowners have embraced Manulife One as an all-in-one account and a better way to manage finances.

They've been guided by mortgage brokers, like you, who recognize how and when Manulife One can help make a difference in people's lives, offering much more flexibility than a traditional mortgage.

"I know how it works, and I really love it. It's one of my favourite products," says Vincent Le Saux, a mortgage broker, and founder and president of Montreal-based lending agency Hypotheques.ca.

Le Saux first became familiar with Manulife One about 12 years ago as a client, and he used his Manulife One last year to finance an investment property near Montreal. He often uses his own Manulife One as an example to help clients better visualize how the account can be used and structured.

"It's so different from traditional mortgages, some customers need to see for themselves," says Le Saux. For instance, as a property investor, he likes the ability to track part of his debt separately for tax purposes. With Manulife One, he can easily do that.

Grow your business with Manulife One

As a mortgage professional and problem-solver, Le Saux aims to help clients build their future with his firm.  So, when long-time clients approached him about refinancing their home to help make a dream come true, he introduced them to Manulife One. "They told me it was to help them have a baby," says Le Saux.

For the couple, both professionals in their mid-30s, the decision to start a family was as much financial as emotional. After they learned that insurance would not cover the reimbursement of thousands of dollars in medical expenses for their surrogate, they decided to borrow against the equity they’d built up in their home.

Making clients' decisions easier and lives better

With the wave of renewals expected over the next 12-18 months, Canadians will be shopping for a mortgage that will allow them to live their lives, their way. Manulife One has the features that matter most to customers right now:

• Flexible payments. Clients can adjust how much they pay each month.
• Access to home equity. The Manulife One Main Account is a line of credit.
• Benefit from rate drops. The interest rate of the Main Account is variable-allowing clients to take advantage of future rate reductions.
• Customizable terms. Clients can split debt into portions with different rates, terms and payments.
• Retirement income planning: More affordable and flexible than a reverse mortgage. 

Stand out from the competition

Differentiation. Differentiate your business by helping clients see beyond just a mortgage to a banking solution that simplifies finances and offers payment flexibility.

Show clients how it works. Share the Manulife One Discovery Centre so your clients can see the benefits of Canada's most flexible mortgage for themselves.

Engage your Business Development Team. We can help you proactively explore your database to identify clients who would benefit from the features and flexibility of Manulife One. 

Contact us

• Contact your Business Development Team
• Call us at 1-844-239-4677
• Email us at brokersales@manulife.ca

Canada's most flexible mortgage is still one-of-a-kind at 25!