For individuals

This checklist provides important information on the Split Dollar arrangement. It is designed to help you decide if a Split Dollar arrangement using critical illness insurance is right for you.

You are either the shareholder or an employee of a private Canadian company. Your company has a need to insure you against the diagnosis of a critical illness.

Lifecheque provides a lump-sum payment if you are diagnosed with one of the covered conditions and satisfy the required waiting period, usually 30 days.

See a summary of options to access the cash value of life insurance.

This checklist provides important information on the Split Dollar Arrangement.

Are you sure your family cottage will stay in your family? Sometimes a little planning can make your dreams for the future come true!

Use this flyer to explain insured annuities to clients.

Client Flyer for Estate Bond – Manulife UL

Helps you gather the customized information you need to create an illustration.

See at a glance the support you can get from the Advanced Sales team. (MP1012008E)

Learn what's required for a custom concept illustration.

Use this flyer to explain estate preservation to clients.

You have reached a level of financial success that has allowed you to accumulate more wealth than you’ll need in your lifetime.

Issues related to business planning and growth reviewed.

This checklist provides important information on the Corporate Insured Retirement Program.

Helps you identify ideal candidates for this planning strategy.

The IRP – a strategy designed to provide insurance protection today and supplement retirement income in the future.

This article describes the issues to be considered when using the IFA strategy for farm corporations.

Help small business owners plan for the unexpected.

Using insurance for your client’s personal planning needs

Using insurance for your client’s corporate planning needs

The Insured Retirement Program (IRP) financial strategy guide. (MK1296E)

The Corporate Insured Retirement Program® financial strategy guide. (MK1297E)

Get flexibility with a 90% loan margin for Performax products.

Of all retirement vehicles, RRSP’s remain one of the most important sources for retirement income funds and benefits.

The Insured Annuity is a financial planning strategy designed to increase cash flow to your clients when they’re alive while making sure they have funds to leave a legacy when they die.

Help clients draw more income today, while preserving the value of bequests.

How immediate finance arrangements work.

Use this flyer to explain charitable giving strategies to clients.

Issues to consider when assigning a Synergy solution to a bank to secure a loan.

How much ‘key person’ life insurance is enough?

Choose the owner strategically when donating life insurance.

Compare up to four Manulife insurance solutions at a time.

Learn what surprises advisors about Product Compare.

Explore common issues to determine if an IFA is the right choice.

Use Corporate Product Compare's new "Equivalent Before Tax Interest Rate” analysis.

See how your clients can use the Insured Charitable Legacy concept as part of their financial planning strategy.

Enjoy streamlined administration for the Insured Retirement Program.

Learn how tax rules drafted in 2014 affect insured annuities.

Insured Annuity may have a positive impact on client’s eligibility to receive and retain Old Age Security (OAS) benefits.

Insurance concept illustration are Supplementary Illustrations under these guidelines.

Comparing present value analysis vs. internal rate of return.

This checklist provides important information on the Wealth Transfer Strategy. It is designed to help you decide if the Wealth Transfer Strategy is right for you.

With this concept, the corporation acquires an exempt life insurance policy and accumulates cash value by depositing amounts into the policy in excess of what is needed to pay the policy charges.

Information on concept-related issues including competitive analysis, concept assumptions, and software instructions.

This publication from the Advanced Sales Unit of Manulife's Tax, Retirement & Estate Planning Group provides information about various lending options available for accessing policy cash values.

New information on concept-related issues including competitive analysis, concept assumptions, and software instructions.

Explore the full functionality of the Estate Preservation software.

The Insured Retirement Program (IRP) strategy meets your client’s dual need for insurance protection now, and retirement income in the future.

Help clients borrow against the cash value of their policy.

Where to find Buy-Sell Tools and support materials.

Step by step details to help you request your Inforce IRP Illustration.

New information on concept-related issues including competitive analysis, concept assumptions, and software instructions.

This checklist provides important information on the Corporate Insured Retirement Program.

Using insurance for a client's corporate planning needs.

Strategies for personal plannng with life insurance.

Extra collateral required.

An infographic about the orderly transfer of shares when a triggering event occurs.

How to secure an IFA illustration linked to an inforce policy. (MP1015302E)

The Corporate IRP – a strategy designed to provide life insurance protection today and access to tax-advantaged cash in the future.

The Corporate Insured Retirement Program with corporate borrowing.

Insured Annuity single deposit solution using new YRT 85/15 rates and administrative considerations.

Protecting the financial well-being of your family can also help you achieve the retirement lifestyle you deserve.

Learn from case studies how Estate Bond helps maximize bequests.

Consider YRT solutions for lower deposits and higher estate values.

Support corporate-owned life insurance sales with Product Compare.

Help make sure clients don't outlive their savings.

The Corporate Insured Retirement Program with Shareholder Borrowing.

Is your business prepared for the sudden departure of one of its owners?

A pictorial summary of the flow of funds and the concept’s benefits.

Helps you identify ideal candidates for this planning strategy. (CS3395E)

Concepts help clients know how much capital they’ll need to pay taxes/estate costs when they die, or to fund a buy/sell agreement.

New info on concept-related issues including competitive analysis, concept assumptions, and software instructions.

This bond concept compares a corporate-owned life insurance policy estate value with an alternative corporate-owned investment.

Fairly evaluate Insured Retirement Programs from different carriers.

Be cautious before implementing the infinite banking concept in Canada.

Learn how Product Compare supports the sales process.

Structure group critical illness protection carefully post-Budget 2012.

See Product Compare in action.

Keep cash free to invest, while protecting clients with life insurance.

Retirement Protection.

This article explains how Manulife UL insurance solutions can be structured for retirees.

Borrow up to 90% of Manulife UL, InnoVision or Security UL cash surrender value.

Enter the personal dividend rate for Corporate Estate Bond illustrations.

How the Corporate Insured Annuity works.

Illustration request form for the Buy-Sell Funding custom insurance sales concept.

Use this flyer to explain corporate insured annuities to clients.

The Estate Bond is a financial planning strategy designed to increase the size of your client’s estate by moving surplus funds exposed to tax into a tax-deferred life insurance policy. (MK1908E)

How Buy Term Invest the Difference works.

Know when to choose a 75% or 90% Insured Retirement Program.

A one page article describing how the Estate Bond works.

How the Wealth Transfer Strategy works.(CS1665E_a)

The Wealth Transfer Strategy is a financial planning strategy that lets your clients use permanent life insurance as a tax effective way to transfer wealth to their children or grandchildren.

Keep your retirement savings for thefuture… not for medical bills.

Helps you identify ideal candidates for this planning strategy.

This article is about Product Compare from Advanced Sales Unit - Professional Client Services.

How does Cost Compare work?

Set up the Insured Retirement Program with step-by-step instructions.

Financial planning strategy designed to meet your client’s need for life insurance protection and give easy access to funds for alternative investment purposes. (Advisor use only)

Use life insurance to fund a buy-sell agreement.

A financial planning tool – Who it's for, how it works and why. (CS3398E)

Important information on the Insured Retirement Program.

How Split Dollar Arrangement works.

Help clients increase cash flow now and structure a charitable bequest.

How Corporate Buy Term Invest the Difference works

How the Corporate Estate Bond® works.

How Estate Preservation works.

Maximize funds at death for clients who need less cash flow now.

Retirement Protection captures the registered and non-registered investment assets you own today and projects the value of those assets into the future based on your estimate of their growth. (CS1612E).

A financial planning strategy to meet protection needs and tax advantaged cash access in future

The Corporate Estate Bond is a financial planning strategy designed to increase the size of your client's estate by moving surplus corporate dollars exposed to tax into a tax-deferred life insurance policy.